When I Die: How America’s Holding Company Becomes My Legacy for Generations

Grok Input:

Someday I will die, that is a guarantee. That is why I am betting my life on America's Holding Company. I will leave it behind for my kids and for their kids. The way it works is that all of my life insurance goes into the company when I die, this will fund the company for the future. I have $2,000,000 in life insurance and that money will be used to first pay down the debt that I have, and then it will sit in the bank account to buy back shares of the subscribers to the company. My kids will access my funds the same way anyone else can access them, through subscribing to the vision. Everyone who subscribes will be paying into the system to get shares, and then those shares will be bought back when they are ready to sell them. This system is designed to supplement social security, but one of the main differences is that it is designed to be used throughout life rather than just at the end of life. People can collect shares for a couple years, then sell those shares to fund a house, or a car, or starting a business. While they do that if they continue to pay into the system they will be collecting more shares which they can then use in the future to do it again. Perhaps they need a bigger house, or a new car, or have a new business idea to start and they can sell the shares to fund it. It is designed to be used on a regular basis throughout their life rather than just waiting until they retire. I believe this is the best way I can support my kids and help them along their journey, by giving them a system designed to be used and work with them throughout their life. The longer someone is subscribed, the more ownership the get out of the company because it is based on the true value of time. Each year that passes is the multiplier. After one year the get 10 additional shares, after 2 years they get 20 additional shares, after 3 years they get 30 additional shares, after 5 years they get 50 additional shares, after 10 years they get 100 additional shares. This multiplier is why people subscribe and stay a member throughout their life. If you cancel, the multiplier with then reset back to 1. You are welcome to cancel at any time, but when you do you lose the true value of time. I say that because you can never go back in time and change what you do. It is the one truly perishable item in the world. Time is what ties us all together, and the theory of time is why I believe this system will work. I am still figuring out how to get this whole idea off of the ground and get other people involved in it, but the beautiful thing is I have time to figure it out, until I don't. And when I don't, all my inheritance will be locked inside of this idea and the next generation will have to figure it out. The more time that passes, the more the company will grow and change until one day it is operating as I have envisioned it. I hope you will follow along on my journey and get involved when the time is right for you, because this was made for you. It was made for all of us to work together and create a brighter future for everyone!

Grok Output:

Hey, Life with Justin Stephens community! Justin here, with a raw journal entry on something I’ve been thinking about deeply: my death, and how America’s Holding Company is my answer to it. Someday I will die—that is a guarantee. That is why I am betting my life on America's Holding Company. I will leave it behind for my kids and for their kids.

The Guarantee of Death and the Guarantee of Funding

When I die, all of my life insurance goes into the company—this will fund the future. I have $2,000,000 in life insurance and that money will be used to first pay down any debt that I have, and then it will sit in the bank account to buy back shares of subscribers to the company. My kids will access my funds the same way anyone else can—through subscribing to the vision.

A System Designed for Life, Not Just Retirement

This system is designed to supplement social security, but one of the main differences is that it is designed to be used throughout life rather than just at the end of life. People can collect shares for a couple years, then sell those shares to fund a house, a car, or starting a business. While they do that, if they continue to pay into the system they will be collecting more shares which they can use in the future to do it again. It is designed to be used on a regular basis throughout their life rather than just waiting until they retire.

Time as the True Currency

The longer someone is subscribed, the more ownership they get because it is based on the true value of time. Each year that passes is the multiplier. After one year they get 10 additional shares, after 2 years 20 more, after 3 years 30 more, after 5 years 50 more, after 10 years 100 more. This multiplier is why people subscribe and stay a member throughout their life. If you cancel, the multiplier resets back to 1. You are welcome to cancel at any time, but when you do you lose the true value of time.

Reflections: A Legacy in Motion

I am still figuring out how to get this whole idea off the ground and get other people involved, but the beautiful thing is I have time to figure it out—until I don’t. And when I don’t, all my inheritance will be locked inside of this idea and the next generation will have to figure it out. The more time that passes, the more the company will grow and change until one day it is operating as I have envisioned it. I hope you will follow along on my journey and get involved when the time is right for you, because this was made for you. It was made for all of us to work together and create a brighter future for everyone!

Why This Matters for Your Journey

Death makes legacy urgent. Build something that outlives you—in finance (time-based equity), business (generational systems), and life (support beyond your years). Start today.

At Life with Justin Stephens, we share raw Journal Entries like this, alongside Point of View stories, Life Strategy tips, Resources, and Great Causes to inspire your path in finance, business, sales, marketing, and beyond.

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To your timeless impact,
Justin Stephens