I am on a journey to document the true value of time. I am doing that through writing my own documentary on my life on X. By subscribing, you will be seeing behind the scenes on how I believe we as a society can collapse time and take care of each other better.
Stocks as a store of value against the dollar - 2025 - Week 4 Update
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Personal finance is a constant battle of beliefs. Your beliefs about the future, about your ability, about other companies abilities. Each day we make decisions based on where we think the future will go, and one of those decisions that I have made is that i believe right now stocks are a great store of value against the dollar. I think that with the inflation that has happened and the deflation that may come from it, storing your excess cash in stocks will save the value and even allow for potential growth of your funds. How I am using this information is by purchasing ownership in the banking system that I use. I use sofi bank for my personal finances, and when I have extra income, I invest it into OWNERSHIP of Sofi bank since it is a publicly traded company. Their system allows me to purchase shares of the company directly from their app, and I can sell those shares back to the public market to create liquidity as I need it. I started doing this when Sofi was trading at $8 per share back in August. It is now hovering around $18 per share, which means the money I have stored in ownership of the bank instead of a bank account has grown by over 50% in the last 6 months. This is one of the things I am doing to build back up my wealth and save for the future. The beautiful thing about this is that I am storing money to purchase parts of the blog from other subscribers. This is all part of how the blog is designed to create liquidity for everyone involved in the system. Right now, if someone who has worked with me in the past needs liquidity and wants to sell their portion of my blog back to me, I have money to make that purchase, they just need to ask. By me purchasing the shares, they move to my personal holdings and I can use them in the future, rather than when we sell the shares back to the blog itself, it will reduce the number of shares outstanding. Whether you use sofi or have another system for building your wealth, the important part of personal finance is to have a plan. Be looking forward and making decisions every week to move your plan forward, no matter the speed at which the plan moves. Justin PS - I have a weekly update that I will include on my dreams below, this is something I have been doing personally for more than 2 years now, and it is my guiding light for how I make decisions and decide what I want to be doing and chasing. If you ever want to became part of what I am creating, you can sign up at www.justindcstephens.com for the Employee Empowerment Initiative. Justin Stephens |
Life with Justin Stephens
I am on a journey to document the true value of time. I am doing that through writing my own documentary on my life on X. By subscribing, you will be seeing behind the scenes on how I believe we as a society can collapse time and take care of each other better.
This week, I’ve been reflecting on something pretty incredible: the power of writing a book. There’s something almost magical about taking the ideas swirling around in your head, pinning them down on paper, and turning them into something tangible you can share with the world. It’s not just about the end result—it’s about the process, the clarity it brings, and the chance to inspire others with your strategy. Why does this matter? Because we all have unique experiences and insights that...
I hope you’re doing great! Did you catch the epic USA vs. Canada hockey game in the 4 Nations Face-Off final this past Thursday, February 20th? If not, let me paint the picture for you: two nations, one ice rink, and a whole lot of passion. The game went into overtime, with Canada’s Connor McDavid sealing a 3-2 victory for the Maple Leaf. But beyond the score, what really stood out was how both the USA and Canada rallied behind their teams. Fans from across the border—whether in Boston’s TD...
The Upfront contract is a tactic that I learned from Sandler Training, and it is one of the best tactics to keep schedules on point. It is a little contract that you set at the beginning of any meeting or outing, it could even be used for going over to family! It consists of 4 parts: Time: How much time do we need to accomplish the goal of this meeting? Their Agenda: What would you like to get out of this meeting we are having together? Your Agenda: What do you want to get out of this meeting...